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Term Deposits

Fixed Deposit is also known as Term Deposit. Fixed Deposit means an amount is deposited at Bank for a fixed period. The bank offers a fixed rate of interest for that period. The banks offers a wide range of period; from 7 days to 20 years. The interest rate varies according to the duration.
TDR - Simple Term Deposit Receipt (Interest payble on Maturity)
MIP - Monthly Interest Payble (Interest payble Monthly)
QIP - Quarterly Interest Payble (Interest payble Quarterly)

Rate of Interest
Additional benifits
In case of Senior Citizen i.e. persons of 60 years & above an additional 1/2 % on FDs above one year and minimum amount of Rs. 10,000/- & HUF headed by Senior Citizen shall be applicable.


Individuals Singly/Jointly, Firms, Corporate bodies, Associations etc. can open the account under the scheme.
As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD. Interest earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws.

How to Open an account
Download or obtain Account Opening Form from the nearest branch,fill it up properly and deposit the same with the branch of your choice along with the following:-

• Furnish proof of Photo identity Card/ID Card of any accredited institution/PAN Card/the letter issued by the Unique Identification Authority of India(UIDAI)containg details of name,address and Aadhar number.
• Furnish proof of Residence in the form of a copy of Ration Card/Passport/Driving License/Electricity Bill/Telephone Bill/Identity Card issued by any reputed institution.(Originals be shown only at the time of scrutiny of papers)/Business address.
• Furnish PAN or declaration of FORM NO. 60/61 as the case may be.
• Furnish 2 Photographs of all the prospective account holder


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